Monday, September 28, 2009

Title I don't want no stinkin' title

To all of you homeowners or to be homeowners out there does anyone else feel that the mortgage process is a money grab? I am surprised that they aren’t charging me for the ink I use to sign the papers. Actually I am sure they do somewhere in the hidden administrative costs.

My new quam… THE TITLE SEARCH… hmm title search okay please define: The process of examining the land title to ensure the vendor has the right to sell and therefore transfer ownership. A title search details the names of the owners and other information about the property such as encumbrances or caveats on the title.... (thank you blah blah blah blah… okay so some of it I get.. Certain things in the process are important but is it really worth $800.00. I have my doubts. So I am hunting for a reasonable title search company, good old NY State mandates certain aspects of it but come on $800.00. That was 1/3 the cost of my first car. What a girl to do?!?!?!
On a different front, this Saturday Adam and I had to drive up to the city the house is in so I made him 'drive past' the house. Okay I made him stop the car and we sat in front of the house for 30 mins. I sat and dream and dream some more. I looked at the possibilites past the old white chipped paint, the funny little crooked windows, and I even looked past the old wrickety handicap ramp that is in place of the porch. I looked past all of it much like a parents tends to look past their childs minor imperfections. In a while this house is my first child.
Creatively Yours,

Thursday, September 24, 2009

Flippin Out on 58 Knight Street

Welcome to my world of house flipping insanity. Now for a brief introduction: my name is Stephanie and on September 15, 2009 with sweaty palms I signed the first round of papers to become a first time home owner. I might be young but with the help of my family, friends, and fiancé John we are going to flip this house.

The road this far has been hilly with ups and downs, tears, sleepless nights, and cries of excitement. The process to owning a home is trying but it very well might be one of the most rewarding experiences.

Please join us on this journey as we embark on the mission of obtaining a mortgage, and flipping an uninhabitable foreclosure. This is a journey where John and I will take a run-down house and turn it into a home; a place for us to call our own.

Small shout out:
Thank you for all the people who came over from my other blog Fantastic Figments. You are so amazing for sticking with me as I undergo what is sure to be one of the greatest achievements of my life. I am not abandoning Fantastic Figments just taking some time until I get settled.

*For more about me please visit my profile.

Flippin' Out